Franklin Bank & Trust Company
Franklin Bank & Trust Company received 132 applications in 2025 and made 125 mortgages, in 20 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 128 decisions, 3 were denials — 2.3%.
| Legal Entity Identifier | 5493008MFIR0PTRGGL44 |
|---|---|
| Applications received | 132 |
| Mortgages made | 125 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Franklin Bank & Trust Company, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 76 | Not published | $190,000 | 1.3% |
| Refinancing | 44 | Not published | $175,000 | 4.4% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where Franklin Bank & Trust Company lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Warren County, KY | 55 | Not published | 0.0% |
| Simpson County, KY | 33 | Not published | 5.7% |
| Barren County, KY | 8 | Under 10 loans | 0.0% |
| Allen County, KY | 4 | Under 10 loans | 0.0% |
| Edmonson County, KY | 3 | Under 10 loans | 25.0% |
| Logan County, KY | 3 | Under 10 loans | 0.0% |
| Baldwin County, AL | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 2 | Under 10 loans | 0.0% |
| Hart County, KY | 2 | Under 10 loans | 0.0% |
| Jefferson County, KY | 2 | Under 10 loans | 0.0% |
| Sumner County, TN | 2 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 1 | Under 10 loans | 0.0% |
| Breckinridge County, KY | 1 | Under 10 loans | 0.0% |
| Butler County, KY | 1 | Under 10 loans | 0.0% |
| Daviess County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Hopkins County, KY | 1 | Under 10 loans | 0.0% |
| Ohio County, KY | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Robertson County, TN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Franklin Bank & Trust Company’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.