Freeport State Bank
Freeport State Bank received 48 applications in 2025 and made 44 mortgages, in 8 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $210,000. Of 45 decisions, 1 were denials — 2.2%.
| Legal Entity Identifier | 549300J61UYIFWNCZS06 |
|---|---|
| Applications received | 48 |
| Mortgages made | 44 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Freeport State Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | Not published | $275,000 | 3.9% |
| Refinancing | 10 | Not published | $140,000 | 0.0% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 0.0% |
Where Freeport State Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Stearns County, MN | 37 | Not published | 2.6% |
| Morrison County, MN | 2 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Hubbard County, MN | 1 | Under 10 loans | 0.0% |
| Todd County, MN | 1 | Under 10 loans | 0.0% |
| Wright County, MN | 1 | Under 10 loans | 0.0% |
| Richland County, ND | 1 | Under 10 loans | 0.0% |
| Kandiyohi County, MN | 0 | Under 10 loans | Not published |
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When Freeport State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.