GENCO FEDERAL CREDIT UNION
GENCO FEDERAL CREDIT UNION received 205 applications in 2025 and made 64 mortgages, in 18 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 156 decisions, 89 were denials — 57.1%.
| Legal Entity Identifier | 549300S63J8KM7BY5617 |
|---|---|
| Applications received | 205 |
| Mortgages made | 64 |
| Denied | 89 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 49 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $245,000 | 23.8% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 61.1% |
| Cash-out refinancing | 21 | Not published | $95,000 | 53.3% |
| Other purposes | 21 | Not published | $75,000 | 68.1% |
Where GENCO FEDERAL CREDIT UNION lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| McLennan County, TX | 44 | Not published | 57.0% |
| Angelina County, TX | 11 | Not published | 65.7% |
| Hill County, TX | 3 | Under 10 loans | 0.0% |
| Nacogdoches County, TX | 2 | Under 10 loans | 0.0% |
| Lincoln County, NM | 1 | Under 10 loans | 0.0% |
| Bosque County, TX | 1 | Under 10 loans | 50.0% |
| Limestone County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 0 | Under 10 loans | 100.0% |
| Bexar County, TX | 0 | Under 10 loans | Not published |
| Falls County, TX | 0 | Under 10 loans | 100.0% |
| Freestone County, TX | 0 | Under 10 loans | Not published |
| Gregg County, TX | 0 | Under 10 loans | Not published |
| Grimes County, TX | 0 | Under 10 loans | Not published |
| Newton County, TX | 0 | Under 10 loans | 100.0% |
| Sabine County, TX | 0 | Under 10 loans | 100.0% |
| Smith County, TX | 0 | Under 10 loans | Not published |
| Tarrant County, TX | 0 | Under 10 loans | Not published |
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When GENCO FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.