Mortgage Lender Index

Greenville Federal

Greenville Federal received 152 applications in 2025 and made 128 mortgages, in 15 counties across 4 states. The median rate its borrowers got was 6.375% on a median loan of $150,000. Of 147 decisions, 12 were denials — 8.2%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300SC9Z72JZIKY819
Applications received152
Mortgages made128
Denied12
Approved, not taken up7
Withdrawn or incomplete5
Loans bought from other lenders0
Median rate spread over the prime offer rate0.129 points
FDIC-insured bankYes: Greenville Federal, 4 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase85 6.125%$195,000 4.2%
Refinancing10 6.688%$100,000 23.1%
Cash-out refinancing19 7.188%$85,000 4.8%
Other purposes14 7.063%$60,000 22.2%

Where Greenville Federal lends most

The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Darke County, OH 526.625%9.2%
Miami County, OH 496.125%3.9%
Clark County, OH 5Under 10 loans0.0%
Montgomery County, OH 5Under 10 loans0.0%
Preble County, OH 4Under 10 loans20.0%
Shelby County, OH 3Under 10 loans25.0%
Volusia County, FL 1Under 10 loans0.0%
Hamilton County, IN 1Under 10 loans0.0%
Randolph County, IN 1Under 10 loans0.0%
Auglaize County, OH 1Under 10 loans50.0%
Champaign County, OH 1Under 10 loans0.0%
Greene County, OH 1Under 10 loans0.0%
Mercer County, OH 1Under 10 loans50.0%
Campbell County, TN 1Under 10 loans0.0%
Sevier County, TN 1Under 10 loans0.0%

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When Greenville Federal’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.