Guaranty Bank & Trust Company of Delhi, Louisiana
Guaranty Bank & Trust Company of Delhi, Louisiana received 354 applications in 2025 and made 326 mortgages, in 21 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 347 decisions, 7 were denials — 2.0%.
| Legal Entity Identifier | 5493007JVSQYT5Y2V066 |
|---|---|
| Applications received | 354 |
| Mortgages made | 326 |
| Denied | 7 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Guaranty Bank & Trust Company of Delhi, Louisiana, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 122 | Not published | $125,000 | 4.4% |
| Refinancing | 185 | Not published | $85,000 | 0.5% |
| Other purposes | 19 | Not published | $25,000 | 0.0% |
Where Guaranty Bank & Trust Company of Delhi, Louisiana lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ouachita Parish, LA | 214 | Not published | 1.3% |
| Morehouse Parish, LA | 29 | Not published | 3.3% |
| Richland Parish, LA | 24 | Not published | 3.9% |
| West Carroll Parish, LA | 15 | Not published | 6.3% |
| Lincoln Parish, LA | 10 | Not published | 0.0% |
| Madison Parish, LA | 9 | Under 10 loans | 0.0% |
| East Carroll Parish, LA | 4 | Under 10 loans | 0.0% |
| Jackson Parish, LA | 4 | Under 10 loans | 0.0% |
| Union Parish, LA | 4 | Under 10 loans | 0.0% |
| Franklin Parish, LA | 3 | Under 10 loans | 25.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Bienville Parish, LA | 1 | Under 10 loans | 0.0% |
| Claiborne Parish, LA | 1 | Under 10 loans | 0.0% |
| Concordia Parish, LA | 1 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 1 | Under 10 loans | 0.0% |
| LaSalle Parish, LA | 1 | Under 10 loans | 0.0% |
| Sabine Parish, LA | 1 | Under 10 loans | 0.0% |
| Tangipahoa Parish, LA | 1 | Under 10 loans | 0.0% |
| Tensas Parish, LA | 1 | Under 10 loans | 0.0% |
| Lafourche Parish, LA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.