Helm Bank USA
Helm Bank USA received 207 applications in 2025 and made 163 mortgages, in 18 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $425,000. Of 179 decisions, 13 were denials — 7.3%, most often for other.
| Legal Entity Identifier | 254900OGMHGN3FQRRB74 |
|---|---|
| Applications received | 207 |
| Mortgages made | 163 |
| Denied | 13 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 22 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Helm Bank USA, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 136 | Not published | $460,000 | 3.5% |
| Refinancing | 27 | Not published | $405,000 | 22.2% |
Where Helm Bank USA lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 72 | Not published | 9.9% |
| Orange County, FL | 29 | Not published | 3.3% |
| Lake County, FL | 11 | Not published | 0.0% |
| Osceola County, FL | 9 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 9 | Under 10 loans | 10.0% |
| Polk County, FL | 9 | Under 10 loans | 0.0% |
| Broward County, FL | 7 | Under 10 loans | 22.2% |
| Charlotte County, FL | 4 | Under 10 loans | 0.0% |
| Pasco County, FL | 3 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 2 | Under 10 loans | 0.0% |
| Indian River County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 0 | Under 10 loans | 100.0% |
| Sarasota County, FL | 0 | Under 10 loans | Not published |
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When Helm Bank USA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.