Hickory Point Bank and Trust
Hickory Point Bank and Trust received 306 applications in 2025 and made 238 mortgages, in 31 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 254 decisions, 15 were denials — 5.9%.
| Legal Entity Identifier | 549300NN5CG5Q640OV05 |
|---|---|
| Applications received | 306 |
| Mortgages made | 238 |
| Denied | 15 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 52 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Hickory Point Bank and Trust, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 207 | Not published | $145,000 | 5.9% |
| Refinancing | 17 | Not published | $275,000 | 5.6% |
| Cash-out refinancing | 11 | Not published | $145,000 | 8.3% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where Hickory Point Bank and Trust lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Macon County, IL | 72 | Not published | 6.4% |
| Champaign County, IL | 52 | Not published | 3.7% |
| Sangamon County, IL | 44 | Not published | 6.4% |
| Logan County, IL | 31 | Not published | 3.1% |
| Morgan County, IL | 6 | Under 10 loans | 0.0% |
| Christian County, IL | 4 | Under 10 loans | 0.0% |
| Piatt County, IL | 4 | Under 10 loans | 0.0% |
| McLean County, IL | 2 | Under 10 loans | 0.0% |
| Menard County, IL | 2 | Under 10 loans | 66.7% |
| Shelby County, IL | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| De Witt County, IL | 1 | Under 10 loans | 0.0% |
| Douglas County, IL | 1 | Under 10 loans | 0.0% |
| DuPage County, IL | 1 | Under 10 loans | 0.0% |
| Ford County, IL | 1 | Under 10 loans | 0.0% |
| Fulton County, IL | 1 | Under 10 loans | 0.0% |
| Greene County, IL | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 0.0% |
| Madison County, IL | 1 | Under 10 loans | 0.0% |
| Marshall County, IL | 1 | Under 10 loans | 0.0% |
| Mason County, IL | 1 | Under 10 loans | 0.0% |
| Moultrie County, IL | 1 | Under 10 loans | 0.0% |
| Peoria County, IL | 1 | Under 10 loans | 0.0% |
| Tazewell County, IL | 1 | Under 10 loans | 0.0% |
| Wayne County, IL | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Monroe County, IN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Williamson County, TN | 1 | Under 10 loans | 0.0% |
| Vermilion County, IL | 0 | Under 10 loans | Not published |
| Woodford County, IL | 0 | Under 10 loans | Not published |
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When Hickory Point Bank and Trust’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.