Holy Rosary Regional Credit Union
Holy Rosary Regional Credit Union received 406 applications in 2025 and made 298 mortgages, in 13 counties across 4 states. The median rate its borrowers got was 6.500% on a median loan of $130,000. Of 338 decisions, 35 were denials — 10.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493000JBDASEOSXCI67 |
|---|---|
| Applications received | 406 |
| Mortgages made | 298 |
| Denied | 35 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 68 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.07 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 50 | 6.250% | $305,000 | 8.9% |
| Refinancing | 11 | 5.750% | $255,000 | 15.4% |
| Cash-out refinancing | 93 | 7.000% | $155,000 | 9.6% |
| Other purposes | 144 | 6.500% | $85,000 | 10.9% |
Where Holy Rosary Regional Credit Union lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Strafford County, NH | 177 | 6.500% | 9.5% |
| York County, ME | 33 | 6.500% | 2.9% |
| Carroll County, NH | 33 | 6.500% | 10.8% |
| Rockingham County, NH | 23 | 6.990% | 20.7% |
| Belknap County, NH | 13 | 6.500% | 12.5% |
| Hillsborough County, NH | 11 | 6.990% | 0.0% |
| Merrimack County, NH | 3 | Under 10 loans | 0.0% |
| Coos County, NH | 2 | Under 10 loans | 50.0% |
| Oxford County, ME | 1 | Under 10 loans | 0.0% |
| Essex County, MA | 1 | Under 10 loans | 0.0% |
| Grafton County, NH | 1 | Under 10 loans | 0.0% |
| Cumberland County, ME | 0 | Under 10 loans | Not published |
| Newport County, RI | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.