Home Federal Savings and Loan Association of Grand Island
Home Federal Savings and Loan Association of Grand Island received 266 applications in 2025 and made 213 mortgages, in 32 counties across 6 states. The median rate its borrowers got was 6.875% on a median loan of $145,000. Of 240 decisions, 23 were denials — 9.6%, most often for credit history.
| Legal Entity Identifier | 254900IL7D0ACZ6YVF12 |
|---|---|
| Applications received | 266 |
| Mortgages made | 213 |
| Denied | 23 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2765 points |
| FDIC-insured bank | Yes: Home Federal Savings and Loan Association of Grand Island, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 117 | 6.625% | $195,000 | 0.0% |
| Refinancing | 25 | 6.875% | $125,000 | 16.7% |
| Cash-out refinancing | 26 | 7.000% | $85,000 | 29.0% |
| Other purposes | 45 | 7.990% | $55,000 | 12.7% |
Where Home Federal Savings and Loan Association of Grand Island lends most
The 32 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hall County, NE | 81 | 7.000% | 6.7% |
| Lancaster County, NE | 33 | 6.625% | 5.7% |
| Dawson County, NE | 32 | 7.000% | 25.0% |
| Adams County, NE | 13 | 6.750% | 7.1% |
| Howard County, NE | 6 | Under 10 loans | 0.0% |
| Douglas County, NE | 5 | Under 10 loans | 0.0% |
| Nuckolls County, NE | 5 | Under 10 loans | 0.0% |
| Cherry County, NE | 3 | Under 10 loans | 0.0% |
| Phelps County, NE | 3 | Under 10 loans | 25.0% |
| Polk County, NE | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Buffalo County, NE | 2 | Under 10 loans | 0.0% |
| Cass County, NE | 2 | Under 10 loans | 33.3% |
| Custer County, NE | 2 | Under 10 loans | 0.0% |
| Gage County, NE | 2 | Under 10 loans | 0.0% |
| Hamilton County, NE | 2 | Under 10 loans | 0.0% |
| Merrick County, NE | 2 | Under 10 loans | 0.0% |
| Otoe County, NE | 2 | Under 10 loans | 0.0% |
| Saunders County, NE | 2 | Under 10 loans | 0.0% |
| Webster County, NE | 2 | Under 10 loans | 0.0% |
| Fremont County, IA | 1 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 1 | Under 10 loans | 0.0% |
| Clay County, NE | 1 | Under 10 loans | 0.0% |
| Frontier County, NE | 1 | Under 10 loans | 0.0% |
| Gosper County, NE | 1 | Under 10 loans | 0.0% |
| Keith County, NE | 1 | Under 10 loans | 0.0% |
| York County, NE | 1 | Under 10 loans | 0.0% |
| Lawrence County, SD | 1 | Under 10 loans | 0.0% |
| Yankton County, SD | 1 | Under 10 loans | 0.0% |
| Cass County, MN | 0 | Under 10 loans | Not published |
| Furnas County, NE | 0 | Under 10 loans | 100.0% |
| Kearney County, NE | 0 | Under 10 loans | Not published |
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When Home Federal Savings and Loan Association of Grand Island’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.