Mortgage Lender Index

Mortgage lenders in Kearney County

108 mortgages were made in Kearney County, Nebraska, in 2025, by 56 lenders. The median rate their borrowers got was 6.625% on a median loan of $155,000. Of 131 decisions, 18 were denials — 13.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Pinnacle Bank 30 6.125% $170,000 0.0%
Rocket Mortgage, LLC 10 8.063% $100,000 9.1%
CHARTER WEST BANK 8 Under 10 loans Under 10 loans 11.1%
WEST GATE BANK 8 Under 10 loans Under 10 loans 10.0%
254900QLC1XSIUN3OF82 5 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 4 Under 10 loans Under 10 loans 33.3%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
Five Points Bank 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
University of Nebraska Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 2 Under 10 loans Under 10 loans 0.0%
Lincoln FSB of Nebraska 2 Under 10 loans Under 10 loans 0.0%
First National Bank of Omaha 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
MNB Bank 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
AML FUNDING LLC 1 Under 10 loans Under 10 loans 0.0%
Heritage Bank 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
First Bank 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
LIBERTY FIRST CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Members Mortgage Services, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
First Interstate Bank 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Union Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Cornerstone Bank 0 Under 10 loans Under 10 loans 0.0%
Pathway Bank 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
Home Federal Savings and Loan Association of Grand Island 0 Under 10 loans Under 10 loans Not published
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
Bruning Bank 0 Under 10 loans Under 10 loans Not published
Coastal Community Bank 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
Washington County Bank 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Kearney County

4 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Minden Exchange Bank & Trust Company 1$146.5 million
First Bank and Trust Company 1$66.3 million
Cornerstone Bank 1$30.4 million
First State Bank 1$21.8 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.