LIBERTY FIRST CREDIT UNION
LIBERTY FIRST CREDIT UNION received 659 applications in 2025 and made 415 mortgages, in 33 counties across 1 state. The median rate its borrowers got was 6.625% on a median loan of $165,000. Of 485 decisions, 63 were denials — 13.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300IPZIRQSNKHX741 |
|---|---|
| Applications received | 659 |
| Mortgages made | 415 |
| Denied | 63 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 174 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.286 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 203 | 6.125% | $225,000 | 10.5% |
| Refinancing | 64 | 6.624% | $200,000 | 29.9% |
| Cash-out refinancing | 138 | 8.000% | $65,000 | 6.7% |
| Other purposes | 10 | 6.495% | $125,000 | 0.0% |
Where LIBERTY FIRST CREDIT UNION lends most
The 33 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lancaster County, NE | 300 | 6.625% | 11.3% |
| Seward County, NE | 21 | 7.375% | 12.5% |
| Cass County, NE | 17 | 6.125% | 19.1% |
| Gage County, NE | 12 | 6.375% | 7.7% |
| Saunders County, NE | 11 | 5.875% | 15.4% |
| Saline County, NE | 9 | Under 10 loans | 18.2% |
| Douglas County, NE | 8 | Under 10 loans | 27.3% |
| Otoe County, NE | 7 | Under 10 loans | 0.0% |
| Jefferson County, NE | 4 | Under 10 loans | 20.0% |
| Sarpy County, NE | 4 | Under 10 loans | 20.0% |
| Cedar County, NE | 2 | Under 10 loans | 0.0% |
| Dodge County, NE | 2 | Under 10 loans | 0.0% |
| Hall County, NE | 2 | Under 10 loans | 0.0% |
| Hamilton County, NE | 2 | Under 10 loans | 0.0% |
| Platte County, NE | 2 | Under 10 loans | 33.3% |
| Buffalo County, NE | 1 | Under 10 loans | 0.0% |
| Burt County, NE | 1 | Under 10 loans | 0.0% |
| Butler County, NE | 1 | Under 10 loans | 66.7% |
| Cherry County, NE | 1 | Under 10 loans | 0.0% |
| Custer County, NE | 1 | Under 10 loans | 0.0% |
| Kearney County, NE | 1 | Under 10 loans | 0.0% |
| Loup County, NE | 1 | Under 10 loans | 0.0% |
| Pawnee County, NE | 1 | Under 10 loans | 0.0% |
| Perkins County, NE | 1 | Under 10 loans | 0.0% |
| Richardson County, NE | 1 | Under 10 loans | 0.0% |
| Thayer County, NE | 1 | Under 10 loans | 0.0% |
| York County, NE | 1 | Under 10 loans | 0.0% |
| Dawson County, NE | 0 | Under 10 loans | Not published |
| Fillmore County, NE | 0 | Under 10 loans | Not published |
| Franklin County, NE | 0 | Under 10 loans | 100.0% |
| Johnson County, NE | 0 | Under 10 loans | Not published |
| Knox County, NE | 0 | Under 10 loans | 100.0% |
| Nemaha County, NE | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.