Cornerstone Bank
Cornerstone Bank received 201 applications in 2025 and made 121 mortgages, in 44 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 196 decisions, 36 were denials — 18.4%.
| Legal Entity Identifier | 549300MNVXT92RBYBF93 |
|---|---|
| Applications received | 201 |
| Mortgages made | 121 |
| Denied | 36 |
| Approved, not taken up | 39 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Cornerstone Bank, 50 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $155,000 | 16.5% |
| Refinancing | 35 | Not published | $145,000 | 7.1% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 54.6% |
| Other purposes | 44 | Not published | $35,000 | 21.9% |
Where Cornerstone Bank lends most
The 44 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| York County, NE | 18 | Not published | 27.8% |
| Hamilton County, NE | 13 | Not published | 15.0% |
| Clay County, NE | 10 | Not published | 0.0% |
| Buffalo County, NE | 9 | Under 10 loans | 35.7% |
| Boone County, NE | 6 | Under 10 loans | 27.3% |
| Cass County, NE | 5 | Under 10 loans | 0.0% |
| Merrick County, NE | 5 | Under 10 loans | 0.0% |
| Nuckolls County, NE | 5 | Under 10 loans | 0.0% |
| Polk County, NE | 5 | Under 10 loans | 12.5% |
| Antelope County, NE | 4 | Under 10 loans | 16.7% |
| Lancaster County, NE | 4 | Under 10 loans | 0.0% |
| Platte County, NE | 4 | Under 10 loans | 20.0% |
| Fillmore County, NE | 3 | Under 10 loans | 25.0% |
| Hall County, NE | 3 | Under 10 loans | 0.0% |
| Butler County, NE | 2 | Under 10 loans | 20.0% |
| Seward County, NE | 2 | Under 10 loans | 33.3% |
| Sherman County, NE | 2 | Under 10 loans | 33.3% |
| Thayer County, NE | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Pottawattamie County, IA | 1 | Under 10 loans | 0.0% |
| Russell County, KS | 1 | Under 10 loans | 0.0% |
| Adams County, NE | 1 | Under 10 loans | 50.0% |
| Colfax County, NE | 1 | Under 10 loans | 20.0% |
| Douglas County, NE | 1 | Under 10 loans | 33.3% |
| Franklin County, NE | 1 | Under 10 loans | 0.0% |
| Furnas County, NE | 1 | Under 10 loans | 0.0% |
| Garfield County, NE | 1 | Under 10 loans | 0.0% |
| Greeley County, NE | 1 | Under 10 loans | 0.0% |
| Harlan County, NE | 1 | Under 10 loans | 0.0% |
| Jefferson County, NE | 1 | Under 10 loans | 0.0% |
| Madison County, NE | 1 | Under 10 loans | 0.0% |
| Red Willow County, NE | 1 | Under 10 loans | 0.0% |
| Saunders County, NE | 1 | Under 10 loans | 50.0% |
| Webster County, NE | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Clay County, FL | 0 | Under 10 loans | 100.0% |
| Dodge County, NE | 0 | Under 10 loans | 0.0% |
| Holt County, NE | 0 | Under 10 loans | 50.0% |
| Kearney County, NE | 0 | Under 10 loans | 0.0% |
| Nance County, NE | 0 | Under 10 loans | 100.0% |
| Pierce County, NE | 0 | Under 10 loans | 0.0% |
| Wheeler County, NE | 0 | Under 10 loans | Not published |
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When Cornerstone Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.