Lincoln FSB of Nebraska
Lincoln FSB of Nebraska received 1,345 applications in 2025 and made 1,120 mortgages, in 66 counties across 17 states. The median rate its borrowers got was 6.375% on a median loan of $245,000. Of 1,167 decisions, 38 were denials — 3.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300U82B82JH54TO79 |
|---|---|
| Applications received | 1,345 |
| Mortgages made | 1,120 |
| Denied | 38 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 178 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.077 points |
| FDIC-insured bank | Yes: Lincoln FSB of Nebraska, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 923 | 6.375% | $245,000 | 2.4% |
| Refinancing | 134 | 6.000% | $265,000 | 6.3% |
| Cash-out refinancing | 47 | 6.500% | $185,000 | 10.7% |
| Other purposes | 16 | 7.000% | $80,000 | 0.0% |
Where Lincoln FSB of Nebraska lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lancaster County, NE | 751 | 6.375% | 1.9% |
| Douglas County, NE | 113 | 6.250% | 10.9% |
| Sarpy County, NE | 44 | 6.313% | 0.0% |
| Gage County, NE | 34 | 6.063% | 10.5% |
| Saline County, NE | 19 | 6.125% | 0.0% |
| Seward County, NE | 18 | 6.000% | 5.3% |
| Saunders County, NE | 16 | 5.875% | 11.1% |
| Cass County, NE | 14 | 6.500% | 0.0% |
| Otoe County, NE | 11 | 6.250% | 0.0% |
| Phelps County, NE | 10 | 6.125% | 0.0% |
| Jefferson County, NE | 9 | Under 10 loans | 0.0% |
| Adams County, NE | 5 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 4 | Under 10 loans | 0.0% |
| Mills County, IA | 4 | Under 10 loans | 0.0% |
| Pottawattamie County, IA | 4 | Under 10 loans | 20.0% |
| Union County, IA | 4 | Under 10 loans | 0.0% |
| Butler County, NE | 3 | Under 10 loans | 0.0% |
| Dodge County, NE | 3 | Under 10 loans | 0.0% |
| Douglas County, CO | 2 | Under 10 loans | 0.0% |
| Weld County, CO | 2 | Under 10 loans | 0.0% |
| Will County, IL | 2 | Under 10 loans | 0.0% |
| Jackson County, MO | 2 | Under 10 loans | 33.3% |
| Buffalo County, NE | 2 | Under 10 loans | 0.0% |
| Hall County, NE | 2 | Under 10 loans | 0.0% |
| Hamilton County, NE | 2 | Under 10 loans | 0.0% |
| Kearney County, NE | 2 | Under 10 loans | 0.0% |
| Platte County, NE | 2 | Under 10 loans | 0.0% |
| Thayer County, NE | 2 | Under 10 loans | 0.0% |
| Elbert County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
| Woodbury County, IA | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Shawnee County, KS | 1 | Under 10 loans | 0.0% |
| Box Butte County, NE | 1 | Under 10 loans | 0.0% |
| Brown County, NE | 1 | Under 10 loans | 0.0% |
| Dundy County, NE | 1 | Under 10 loans | 0.0% |
| Frontier County, NE | 1 | Under 10 loans | 0.0% |
| Garfield County, NE | 1 | Under 10 loans | 0.0% |
| Greeley County, NE | 1 | Under 10 loans | 0.0% |
| Harlan County, NE | 1 | Under 10 loans | 0.0% |
| Johnson County, NE | 1 | Under 10 loans | 0.0% |
| Keith County, NE | 1 | Under 10 loans | 0.0% |
| Lincoln County, NE | 1 | Under 10 loans | 0.0% |
| Merrick County, NE | 1 | Under 10 loans | 0.0% |
| Nuckolls County, NE | 1 | Under 10 loans | 0.0% |
| Red Willow County, NE | 1 | Under 10 loans | 0.0% |
| Washington County, NE | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.