INDUSTRIAL CU OF WHATCOM COUNTY
INDUSTRIAL CU OF WHATCOM COUNTY received 109 applications in 2025 and made 58 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $300,000. Of 77 decisions, 15 were denials — 19.5%.
| Legal Entity Identifier | 549300DJT1WS6SELJS28 |
|---|---|
| Applications received | 109 |
| Mortgages made | 58 |
| Denied | 15 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $260,000 | 18.6% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Cash-out refinancing | 18 | Not published | $230,000 | 20.8% |
Where INDUSTRIAL CU OF WHATCOM COUNTY lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Whatcom County, WA | 48 | Not published | 13.3% |
| Island County, WA | 4 | Under 10 loans | 50.0% |
| Skagit County, WA | 3 | Under 10 loans | 0.0% |
| San Juan County, WA | 1 | Under 10 loans | 0.0% |
| Snohomish County, WA | 1 | Under 10 loans | 50.0% |
| Thurston County, WA | 1 | Under 10 loans | 0.0% |
| King County, WA | 0 | Under 10 loans | 100.0% |
| Okanogan County, WA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When INDUSTRIAL CU OF WHATCOM COUNTY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.