INTANDEM CREDIT UNION
INTANDEM CREDIT UNION received 68 applications in 2025 and made 44 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 6.740% on a median loan of $75,000. Of 59 decisions, 15 were denials — 25.4%, most often for credit history.
| Legal Entity Identifier | 549300SJPU5FBHX6JQ61 |
|---|---|
| Applications received | 68 |
| Mortgages made | 44 |
| Denied | 15 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.91 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 20 | 6.865% | $75,000 | 20.0% |
| Other purposes | 20 | 6.740% | $40,000 | 33.3% |
Where INTANDEM CREDIT UNION lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kent County, MI | 34 | 6.740% | 26.1% |
| Newaygo County, MI | 3 | Under 10 loans | 40.0% |
| Montcalm County, MI | 2 | Under 10 loans | 33.3% |
| Allegan County, MI | 1 | Under 10 loans | 0.0% |
| Barry County, MI | 1 | Under 10 loans | 0.0% |
| Ionia County, MI | 1 | Under 10 loans | 0.0% |
| Muskegon County, MI | 1 | Under 10 loans | 0.0% |
| Ottawa County, MI | 1 | Under 10 loans | 0.0% |
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When INTANDEM CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.