Jefferson Security Bank
Jefferson Security Bank received 186 applications in 2025 and made 135 mortgages, in 14 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $245,000. Of 160 decisions, 17 were denials — 10.6%.
| Legal Entity Identifier | 5493004HRO0EREBVYM82 |
|---|---|
| Applications received | 186 |
| Mortgages made | 135 |
| Denied | 17 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Jefferson Security Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 91 | Not published | $305,000 | 7.6% |
| Refinancing | 23 | Not published | $145,000 | 16.7% |
| Other purposes | 21 | Not published | $85,000 | 16.0% |
Where Jefferson Security Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Berkeley County, WV | 77 | Not published | 12.9% |
| Jefferson County, WV | 37 | Not published | 9.1% |
| Morgan County, WV | 9 | Under 10 loans | 0.0% |
| Washington County, MD | 4 | Under 10 loans | 20.0% |
| Frederick County, MD | 1 | Under 10 loans | 0.0% |
| Montgomery County, MD | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Clarke County, VA | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| Louisa County, VA | 1 | Under 10 loans | 0.0% |
| Warren County, VA | 1 | Under 10 loans | 0.0% |
| Winchester city, VA | 1 | Under 10 loans | 0.0% |
| Frederick County, VA | 0 | Under 10 loans | Not published |
| Hampshire County, WV | 0 | Under 10 loans | Not published |
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When Jefferson Security Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.