La Capitol Federal Credit Union
La Capitol Federal Credit Union received 373 applications in 2025 and made 145 mortgages, in 52 counties across 6 states. The median rate its borrowers got was 5.990% on a median loan of $65,000. Of 291 decisions, 141 were denials — 48.4%, most often for credit history.
| Legal Entity Identifier | 549300V1ZDKDQXFW3339 |
|---|---|
| Applications received | 373 |
| Mortgages made | 145 |
| Denied | 141 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 82 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -1.205 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | 6.250% | $240,000 | 15.6% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 16 | 5.938% | $135,000 | 37.0% |
| Other purposes | 89 | 4.990% | $55,000 | 58.2% |
Where La Capitol Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| East Baton Rouge Parish, LA | 24 | 5.990% | 42.2% |
| Orleans Parish, LA | 12 | 4.990% | 58.6% |
| Tangipahoa Parish, LA | 11 | 5.750% | 53.8% |
| Ascension Parish, LA | 10 | 6.058% | 33.3% |
| Livingston Parish, LA | 10 | 6.183% | 44.4% |
| Rapides Parish, LA | 10 | 5.370% | 28.6% |
| Jefferson Parish, LA | 8 | Under 10 loans | 57.9% |
| Natchitoches Parish, LA | 6 | Under 10 loans | 33.3% |
| Ouachita Parish, LA | 6 | Under 10 loans | 33.3% |
| Terrebonne Parish, LA | 5 | Under 10 loans | 68.8% |
| West Baton Rouge Parish, LA | 5 | Under 10 loans | 0.0% |
| Pointe Coupee Parish, LA | 4 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 4 | Under 10 loans | 50.0% |
| Allen Parish, LA | 3 | Under 10 loans | 50.0% |
| Lafayette Parish, LA | 3 | Under 10 loans | 62.5% |
| Lincoln Parish, LA | 3 | Under 10 loans | 25.0% |
| St. Bernard Parish, LA | 2 | Under 10 loans | 50.0% |
| St. Charles Parish, LA | 2 | Under 10 loans | 0.0% |
| St. Landry Parish, LA | 2 | Under 10 loans | 0.0% |
| Vernon Parish, LA | 2 | Under 10 loans | 33.3% |
| Acadia Parish, LA | 1 | Under 10 loans | 0.0% |
| Bossier Parish, LA | 1 | Under 10 loans | 75.0% |
| Caddo Parish, LA | 1 | Under 10 loans | 0.0% |
| East Feliciana Parish, LA | 1 | Under 10 loans | 0.0% |
| Evangeline Parish, LA | 1 | Under 10 loans | 75.0% |
| Grant Parish, LA | 1 | Under 10 loans | 0.0% |
| Lafourche Parish, LA | 1 | Under 10 loans | 80.0% |
| Plaquemines Parish, LA | 1 | Under 10 loans | 50.0% |
| Sabine Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Helena Parish, LA | 1 | Under 10 loans | 0.0% |
| St. John the Baptist Parish, LA | 1 | Under 10 loans | 50.0% |
| St. Mary Parish, LA | 1 | Under 10 loans | 50.0% |
| West Feliciana Parish, LA | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 0 | Under 10 loans | 100.0% |
| Clayton County, GA | 0 | Under 10 loans | 100.0% |
| Assumption Parish, LA | 0 | Under 10 loans | 100.0% |
| Avoyelles Parish, LA | 0 | Under 10 loans | 100.0% |
| Beauregard Parish, LA | 0 | Under 10 loans | 100.0% |
| Calcasieu Parish, LA | 0 | Under 10 loans | 100.0% |
| Catahoula Parish, LA | 0 | Under 10 loans | Not published |
| Concordia Parish, LA | 0 | Under 10 loans | 100.0% |
| De Soto Parish, LA | 0 | Under 10 loans | 100.0% |
| Jackson Parish, LA | 0 | Under 10 loans | Not published |
| LaSalle Parish, LA | 0 | Under 10 loans | 100.0% |
| Morehouse Parish, LA | 0 | Under 10 loans | Not published |
| Richland Parish, LA | 0 | Under 10 loans | Not published |
| St. James Parish, LA | 0 | Under 10 loans | 100.0% |
| Union Parish, LA | 0 | Under 10 loans | Not published |
| Webster Parish, LA | 0 | Under 10 loans | 100.0% |
| Lamar County, MS | 0 | Under 10 loans | 100.0% |
Get told when this changes
When La Capitol Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.