Martha's Vineyard Bank
Martha's Vineyard Bank received 120 applications in 2025 and made 99 mortgages, in 6 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $645,000. Of 111 decisions, 6 were denials — 5.4%.
| Legal Entity Identifier | 54930021FWO6J6IYPZ85 |
|---|---|
| Applications received | 120 |
| Mortgages made | 99 |
| Denied | 6 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Martha's Vineyard Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 64 | Not published | $785,000 | 2.8% |
| Refinancing | 21 | Not published | $555,000 | 12.5% |
| Other purposes | 14 | Not published | $310,000 | 6.3% |
Where Martha's Vineyard Bank lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dukes County, MA | 68 | Not published | 4.0% |
| Barnstable County, MA | 27 | Not published | 9.4% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 0.0% |
| Plymouth County, MA | 1 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.