Merrimack County Savings Bank
Merrimack County Savings Bank received 366 applications in 2025 and made 214 mortgages, in 18 counties across 4 states. The median rate its borrowers got was 7.000% on a median loan of $365,000. Of 281 decisions, 65 were denials — 23.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300YV7HFY5MTM2Z65 |
|---|---|
| Applications received | 366 |
| Mortgages made | 214 |
| Denied | 65 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 85 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.651 points |
| FDIC-insured bank | Yes: Merrimack County Savings Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 158 | 7.125% | $395,000 | 18.8% |
| Refinancing | 22 | 6.563% | $325,000 | 38.9% |
| Cash-out refinancing | 16 | 6.438% | $315,000 | 36.0% |
| Other purposes | 18 | 6.975% | $245,000 | 21.7% |
Where Merrimack County Savings Bank lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Merrimack County, NH | 97 | 6.875% | 23.6% |
| Hillsborough County, NH | 50 | 7.125% | 23.1% |
| Rockingham County, NH | 24 | 7.063% | 22.6% |
| Belknap County, NH | 13 | 7.125% | 30.0% |
| Carroll County, NH | 11 | 7.250% | 0.0% |
| Strafford County, NH | 4 | Under 10 loans | 33.3% |
| Grafton County, NH | 3 | Under 10 loans | 25.0% |
| Cumberland County, ME | 2 | Under 10 loans | 0.0% |
| York County, ME | 2 | Under 10 loans | 0.0% |
| Sullivan County, NH | 2 | Under 10 loans | 50.0% |
| Kennebec County, ME | 1 | Under 10 loans | 0.0% |
| Hampden County, MA | 1 | Under 10 loans | 0.0% |
| Plymouth County, MA | 1 | Under 10 loans | 0.0% |
| Cheshire County, NH | 1 | Under 10 loans | 0.0% |
| Coos County, NH | 1 | Under 10 loans | 0.0% |
| Rutland County, VT | 1 | Under 10 loans | 50.0% |
| Middlesex County, MA | 0 | Under 10 loans | Not published |
| Suffolk County, MA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Merrimack County Savings Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.