MidAmerica National Bank
MidAmerica National Bank received 197 applications in 2025 and made 123 mortgages, in 29 counties across 14 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 157 decisions, 32 were denials — 20.4%.
| Legal Entity Identifier | 549300Z4ZK628DTL4L52 |
|---|---|
| Applications received | 197 |
| Mortgages made | 123 |
| Denied | 32 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 40 |
| Loans bought from other lenders | 8 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: MidAmerica National Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 87 | Not published | $125,000 | 23.9% |
| Refinancing | 12 | Not published | $80,000 | 7.7% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 15 | Not published | $45,000 | 11.8% |
Where MidAmerica National Bank lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fulton County, IL | 75 | Not published | 22.7% |
| McDonough County, IL | 25 | Not published | 10.7% |
| Marshall County, IL | 4 | Under 10 loans | 42.9% |
| Peoria County, IL | 3 | Under 10 loans | 25.0% |
| Cook County, IL | 2 | Under 10 loans | 33.3% |
| Tazewell County, IL | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Adams County, IL | 1 | Under 10 loans | 0.0% |
| McLean County, IL | 1 | Under 10 loans | 0.0% |
| Mason County, IL | 1 | Under 10 loans | 0.0% |
| Putnam County, IL | 1 | Under 10 loans | 0.0% |
| Rock Island County, IL | 1 | Under 10 loans | 0.0% |
| Schuyler County, IL | 1 | Under 10 loans | 0.0% |
| Warren County, IL | 1 | Under 10 loans | 0.0% |
| Dubuque County, IA | 1 | Under 10 loans | 0.0% |
| Henry County, IA | 1 | Under 10 loans | 0.0% |
| Camden County, MO | 1 | Under 10 loans | 0.0% |
| Rio Grande County, CO | 0 | Under 10 loans | Not published |
| Kent County, DE | 0 | Under 10 loans | Not published |
| Sangamon County, IL | 0 | Under 10 loans | 100.0% |
| Geary County, KS | 0 | Under 10 loans | Not published |
| Sanilac County, MI | 0 | Under 10 loans | Not published |
| Washtenaw County, MI | 0 | Under 10 loans | 0.0% |
| Anoka County, MN | 0 | Under 10 loans | Not published |
| Cumberland County, NJ | 0 | Under 10 loans | 0.0% |
| Lancaster County, PA | 0 | Under 10 loans | Not published |
| Augusta County, VA | 0 | Under 10 loans | Not published |
| Burnett County, WI | 0 | Under 10 loans | 100.0% |
Get told when this changes
When MidAmerica National Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.