MILLENNIUM FINANCIAL GROUP, INC.
MILLENNIUM FINANCIAL GROUP, INC. received 233 applications in 2025 and made 191 mortgages, in 33 counties across 7 states. The median rate its borrowers got was 6.500% on a median loan of $235,000. Of 204 decisions, 13 were denials — 6.4%, most often for collateral.
| Legal Entity Identifier | 549300CV1BZKP1QUDZ13 |
|---|---|
| Applications received | 233 |
| Mortgages made | 191 |
| Denied | 13 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 29 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2315 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 157 | 6.500% | $225,000 | 3.7% |
| Refinancing | 14 | 6.688% | $305,000 | 22.2% |
| Cash-out refinancing | 14 | 6.625% | $245,000 | 6.7% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 25.0% |
Where MILLENNIUM FINANCIAL GROUP, INC. lends most
The 33 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Garrett County, MD | 48 | 6.500% | 2.0% |
| Washington County, MD | 38 | 6.500% | 5.0% |
| Hampshire County, WV | 18 | 6.563% | 14.3% |
| Frederick County, MD | 15 | 6.250% | 6.3% |
| Franklin County, PA | 11 | 6.500% | 0.0% |
| Allegany County, MD | 8 | Under 10 loans | 0.0% |
| Prince George's County, MD | 6 | Under 10 loans | 14.3% |
| Adams County, PA | 5 | Under 10 loans | 0.0% |
| Fulton County, PA | 4 | Under 10 loans | 20.0% |
| Huntingdon County, PA | 4 | Under 10 loans | 0.0% |
| Berkeley County, WV | 4 | Under 10 loans | 0.0% |
| Mineral County, WV | 4 | Under 10 loans | 20.0% |
| Montgomery County, MD | 3 | Under 10 loans | 0.0% |
| Bedford County, PA | 3 | Under 10 loans | 0.0% |
| Jefferson County, WV | 3 | Under 10 loans | 0.0% |
| Allegheny County, PA | 2 | Under 10 loans | 0.0% |
| Somerset County, PA | 2 | Under 10 loans | 0.0% |
| Morgan County, WV | 2 | Under 10 loans | 33.3% |
| Polk County, FL | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Baltimore County, MD | 1 | Under 10 loans | 0.0% |
| Carroll County, MD | 1 | Under 10 loans | 0.0% |
| Charles County, MD | 1 | Under 10 loans | 0.0% |
| Somerset County, MD | 1 | Under 10 loans | 0.0% |
| Wilkes County, NC | 1 | Under 10 loans | 0.0% |
| Westmoreland County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Warren County, VA | 1 | Under 10 loans | 0.0% |
| Preston County, WV | 1 | Under 10 loans | 0.0% |
| Baltimore city, MD | 0 | Under 10 loans | 100.0% |
| Blair County, PA | 0 | Under 10 loans | Not published |
| Horry County, SC | 0 | Under 10 loans | Not published |
| Fairfax County, VA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.