Mortgage Lender Index

MISSION

MISSION received 3,124 applications in 2025 and made 1,950 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 6.990% on a median loan of $205,000. Of 2,528 decisions, 432 were denials — 17.1%, most often for debt-to-income ratio.

Legal Entity Identifier549300DXSALP2TGZBQ16
Applications received3,124
Mortgages made1,950
Denied432
Approved, not taken up146
Withdrawn or incomplete596
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.25 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase456 5.875%$825,000 2.4%
Refinancing181 5.875%$915,000 5.0%
Cash-out refinancing86 6.500%$340,000 19.7%
Other purposes1,227 6.990%$125,000 23.2%

Where MISSION lends most

The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
San Diego County, CA 1,9406.990%17.1%
Riverside County, CA 6Under 10 loans20.0%
Los Angeles County, CA 2Under 10 loans0.0%
Orange County, CA 1Under 10 loans50.0%
San Bernardino County, CA 1Under 10 loans0.0%
Imperial County, CA 0Under 10 loansNot published
Kern County, CA 0Under 10 loansNot published
Solano County, CA 0Under 10 loansNot published

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When MISSION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.