Mortgage Lender Index

MORTGAGE ONE OF THE SOUTH, INC.

MORTGAGE ONE OF THE SOUTH, INC. received 17 applications in 2025 and made 12 mortgages, in 4 counties across 1 state. The median rate its borrowers got was 6.188% on a median loan of $380,000. Of 17 decisions, 0 were denials — 0.0%.

Legal Entity Identifier549300ZK7CUY4GNBNC41
Applications received17
Mortgages made12
Denied0
Approved, not taken up5
Withdrawn or incomplete0
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.4055 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase12 6.188%$380,000 0.0%

Where MORTGAGE ONE OF THE SOUTH, INC. lends most

The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Santa Rosa County, FL 6Under 10 loans0.0%
Okaloosa County, FL 5Under 10 loans0.0%
Walton County, FL 1Under 10 loans0.0%
Escambia County, FL 0Under 10 loans0.0%

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When MORTGAGE ONE OF THE SOUTH, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.