Newburyport Five Cents Savings Bank
Newburyport Five Cents Savings Bank received 223 applications in 2025 and made 174 mortgages, in 21 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $495,000. Of 196 decisions, 18 were denials — 9.2%.
| Legal Entity Identifier | 549300JXG84BHZE66C26 |
|---|---|
| Applications received | 223 |
| Mortgages made | 174 |
| Denied | 18 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Newburyport Five Cents Savings Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 118 | Not published | $555,000 | 6.2% |
| Refinancing | 15 | Not published | $925,000 | 0.0% |
| Cash-out refinancing | 20 | Not published | $385,000 | 23.1% |
| Other purposes | 21 | Not published | $135,000 | 15.4% |
Where Newburyport Five Cents Savings Bank lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Essex County, MA | 91 | Not published | 6.1% |
| Rockingham County, NH | 40 | Not published | 10.6% |
| Strafford County, NH | 10 | Not published | 0.0% |
| York County, ME | 5 | Under 10 loans | 37.5% |
| Middlesex County, MA | 5 | Under 10 loans | 16.7% |
| Plymouth County, MA | 3 | Under 10 loans | 0.0% |
| Grafton County, NH | 3 | Under 10 loans | 0.0% |
| Belknap County, NH | 2 | Under 10 loans | 0.0% |
| Carroll County, NH | 2 | Under 10 loans | 33.3% |
| Hillsborough County, NH | 2 | Under 10 loans | 0.0% |
| Merrimack County, NH | 2 | Under 10 loans | 0.0% |
| Cumberland County, ME | 1 | Under 10 loans | 0.0% |
| Oxford County, ME | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Nantucket County, MA | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 50.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Cheshire County, NH | 1 | Under 10 loans | 0.0% |
| Coos County, NH | 1 | Under 10 loans | 0.0% |
| Windsor County, VT | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 0 | Under 10 loans | 100.0% |
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When Newburyport Five Cents Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.