NOBLE
NOBLE received 846 applications in 2025 and made 337 mortgages, in 22 counties across 2 states. The median rate its borrowers got was 8.250% on a median loan of $75,000. Of 671 decisions, 313 were denials — 46.7%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300NW5S24O35U1962 |
|---|---|
| Applications received | 846 |
| Mortgages made | 337 |
| Denied | 313 |
| Approved, not taken up | 21 |
| Withdrawn or incomplete | 175 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.67 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | 6.125% | $350,000 | 42.9% |
| Refinancing | 51 | 7.890% | $115,000 | 28.0% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 30.8% |
| Other purposes | 252 | 8.250% | $65,000 | 50.0% |
Where NOBLE lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fresno County, CA | 275 | 8.250% | 46.6% |
| Madera County, CA | 28 | 8.250% | 53.2% |
| Tulare County, CA | 13 | 8.890% | 44.8% |
| Kings County, CA | 5 | Under 10 loans | 45.5% |
| Ventura County, CA | 3 | Under 10 loans | 0.0% |
| Kern County, CA | 2 | Under 10 loans | 0.0% |
| Merced County, CA | 2 | Under 10 loans | 50.0% |
| Lake County, CA | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Mariposa County, CA | 1 | Under 10 loans | 0.0% |
| Monterey County, CA | 1 | Under 10 loans | 50.0% |
| San Joaquin County, CA | 1 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 1 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 1 | Under 10 loans | 0.0% |
| Shasta County, CA | 1 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 1 | Under 10 loans | 0.0% |
| Alameda County, CA | 0 | Under 10 loans | 100.0% |
| Orange County, CA | 0 | Under 10 loans | Not published |
| Placer County, CA | 0 | Under 10 loans | Not published |
| Riverside County, CA | 0 | Under 10 loans | Not published |
| Sacramento County, CA | 0 | Under 10 loans | 75.0% |
| Pierce County, WA | 0 | Under 10 loans | 100.0% |
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When NOBLE’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.