PENN EAST Federal Credit Union
PENN EAST Federal Credit Union received 226 applications in 2025 and made 158 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $45,000. Of 188 decisions, 29 were denials — 15.4%.
| Legal Entity Identifier | 549300754PTUH541X764 |
|---|---|
| Applications received | 226 |
| Mortgages made | 158 |
| Denied | 29 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 38 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Refinancing | 37 | Not published | $65,000 | 2.6% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Other purposes | 116 | Not published | $35,000 | 18.3% |
Where PENN EAST Federal Credit Union lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lackawanna County, PA | 124 | Not published | 13.2% |
| Luzerne County, PA | 19 | Not published | 13.6% |
| Wyoming County, PA | 9 | Under 10 loans | 40.0% |
| Wayne County, PA | 3 | Under 10 loans | 25.0% |
| Monroe County, PA | 1 | Under 10 loans | 0.0% |
| Pike County, PA | 1 | Under 10 loans | 0.0% |
| Susquehanna County, PA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When PENN EAST Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.