People's Bank of Seneca
People's Bank of Seneca received 200 applications in 2025 and made 146 mortgages, in 18 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $185,000. Of 193 decisions, 24 were denials — 12.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300Q8R70WLHGFLX73 |
|---|---|
| Applications received | 200 |
| Mortgages made | 146 |
| Denied | 24 |
| Approved, not taken up | 23 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: People's Bank of Seneca, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 109 | Not published | $185,000 | 5.8% |
| Refinancing | 26 | Not published | $180,000 | 29.0% |
| Other purposes | 11 | Not published | $45,000 | 29.4% |
Where People's Bank of Seneca lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jasper County, MO | 76 | Not published | 9.2% |
| Newton County, MO | 22 | Not published | 26.3% |
| Cherokee County, KS | 9 | Under 10 loans | 7.1% |
| Crawford County, KS | 7 | Under 10 loans | 0.0% |
| Ottawa County, OK | 6 | Under 10 loans | 33.3% |
| Greene County, MO | 5 | Under 10 loans | 0.0% |
| Chautauqua County, KS | 4 | Under 10 loans | 0.0% |
| Montgomery County, KS | 3 | Under 10 loans | 0.0% |
| McDonald County, MO | 3 | Under 10 loans | 0.0% |
| Delaware County, OK | 3 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Sebastian County, AR | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Labette County, KS | 1 | Under 10 loans | 0.0% |
| Wilson County, KS | 1 | Under 10 loans | 0.0% |
| Christian County, MO | 1 | Under 10 loans | 0.0% |
| Lawrence County, MO | 1 | Under 10 loans | 50.0% |
| Mayes County, OK | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.