Mortgage Lender Index

PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION

PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION received 23 applications in 2025 and made 16 mortgages, in 12 counties across 2 states. The median rate its borrowers got was 8.830% on a median loan of $420,000. Of 18 decisions, 0 were denials — 0.0%. 3 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300JP8LGXT0Z0S678
Applications received23
Mortgages made16
Denied0
Approved, not taken up2
Withdrawn or incomplete5
Loans bought from other lenders0
Median rate spread over the prime offer rate2.777 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase12 8.780%$475,000 0.0%
Other purposes4 Under 10 loansUnder 10 loans 0.0%

Where PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION lends most

The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Randall County, TX 5Under 10 loans0.0%
Armstrong County, TX 2Under 10 loans0.0%
Beaver County, OK 1Under 10 loans0.0%
Carson County, TX 1Under 10 loans0.0%
Deaf Smith County, TX 1Under 10 loans0.0%
Floyd County, TX 1Under 10 loans0.0%
Grayson County, TX 1Under 10 loans0.0%
Lubbock County, TX 1Under 10 loans0.0%
Ochiltree County, TX 1Under 10 loans0.0%
Oldham County, TX 1Under 10 loans0.0%
Hutchinson County, TX 0Under 10 loansNot published
Lipscomb County, TX 0Under 10 loansNot published

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When PLAINS LAND BANK, FEDERAL LAND CREDIT ASSOCIATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.