POPA FEDERAL CREDIT UNION
POPA FEDERAL CREDIT UNION received 187 applications in 2025 and made 117 mortgages, in 7 counties across 2 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 174 decisions, 47 were denials — 27.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 2549005B0YP23JCTYV51 |
|---|---|
| Applications received | 187 |
| Mortgages made | 117 |
| Denied | 47 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.507 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 28.6% |
| Other purposes | 110 | 7.500% | $105,000 | 27.0% |
Where POPA FEDERAL CREDIT UNION lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 64 | 7.500% | 33.0% |
| San Bernardino County, CA | 22 | 8.125% | 24.2% |
| Riverside County, CA | 18 | 8.375% | 16.7% |
| Orange County, CA | 10 | 7.500% | 7.7% |
| Ventura County, CA | 2 | Under 10 loans | 0.0% |
| Kern County, CA | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | 100.0% |
Get told when this changes
When POPA FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.