Powell Valley National Bank
Powell Valley National Bank received 146 applications in 2025 and made 108 mortgages, in 27 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 127 decisions, 19 were denials — 15.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900GBKSHEUZ4PGG08 |
|---|---|
| Applications received | 146 |
| Mortgages made | 108 |
| Denied | 19 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Powell Valley National Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 54 | Not published | $140,000 | 15.6% |
| Refinancing | 19 | Not published | $245,000 | 13.6% |
| Cash-out refinancing | 19 | Not published | $175,000 | 9.5% |
| Other purposes | 16 | Not published | $70,000 | 20.0% |
Where Powell Valley National Bank lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lee County, VA | 26 | Not published | 10.3% |
| Sullivan County, TN | 22 | Not published | 12.0% |
| Wise County, VA | 18 | Not published | 30.8% |
| Washington County, VA | 6 | Under 10 loans | 0.0% |
| Hawkins County, TN | 5 | Under 10 loans | 0.0% |
| Scott County, VA | 4 | Under 10 loans | 0.0% |
| Hamblen County, TN | 3 | Under 10 loans | 0.0% |
| Sevier County, TN | 3 | Under 10 loans | 0.0% |
| Bristol city, VA | 3 | Under 10 loans | 25.0% |
| Greene County, TN | 2 | Under 10 loans | 0.0% |
| Washington County, TN | 2 | Under 10 loans | 33.3% |
| Virginia Beach city, VA | 2 | Under 10 loans | 0.0% |
| Moore County, NC | 1 | Under 10 loans | 0.0% |
| Campbell County, TN | 1 | Under 10 loans | 0.0% |
| Dickson County, TN | 1 | Under 10 loans | 0.0% |
| Grainger County, TN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 66.7% |
| Loudon County, TN | 1 | Under 10 loans | 0.0% |
| Buchanan County, VA | 1 | Under 10 loans | 0.0% |
| Dickenson County, VA | 1 | Under 10 loans | 0.0% |
| Russell County, VA | 1 | Under 10 loans | 0.0% |
| Smyth County, VA | 1 | Under 10 loans | 0.0% |
| Tazewell County, VA | 1 | Under 10 loans | 0.0% |
| Norton city, VA | 1 | Under 10 loans | 0.0% |
| Jefferson County, TN | 0 | Under 10 loans | 100.0% |
| Goochland County, VA | 0 | Under 10 loans | Not published |
| Danville city, VA | 0 | Under 10 loans | Not published |
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When Powell Valley National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.