PrimeSouth Bank
PrimeSouth Bank received 390 applications in 2025 and made 348 mortgages, in 26 counties across 4 states. The median rate its borrowers got was 7.500% on a median loan of $135,000. Of 375 decisions, 22 were denials — 5.9%, most often for credit history.
| Legal Entity Identifier | 549300C4YZ9QY31U5912 |
|---|---|
| Applications received | 390 |
| Mortgages made | 348 |
| Denied | 22 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.026 points |
| FDIC-insured bank | Yes: PrimeSouth Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 181 | 7.250% | $255,000 | 4.7% |
| Refinancing | 131 | 7.625% | $95,000 | 5.7% |
| Other purposes | 36 | 7.500% | $55,000 | 12.2% |
Where PrimeSouth Bank lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ware County, GA | 76 | 7.750% | 4.9% |
| Pierce County, GA | 75 | 7.500% | 9.6% |
| Glynn County, GA | 60 | 6.867% | 0.0% |
| Wayne County, GA | 45 | 8.000% | 11.3% |
| Nassau County, FL | 22 | 6.875% | 0.0% |
| Brantley County, GA | 19 | 8.000% | 9.1% |
| Camden County, GA | 16 | 7.500% | 0.0% |
| Liberty County, GA | 6 | Under 10 loans | 0.0% |
| Bacon County, GA | 4 | Under 10 loans | 0.0% |
| Long County, GA | 4 | Under 10 loans | 0.0% |
| Duval County, FL | 3 | Under 10 loans | 0.0% |
| Effingham County, GA | 3 | Under 10 loans | 0.0% |
| Chatham County, GA | 2 | Under 10 loans | 0.0% |
| Coffee County, GA | 2 | Under 10 loans | 0.0% |
| McIntosh County, GA | 2 | Under 10 loans | 0.0% |
| Macon County, AL | 1 | Under 10 loans | 0.0% |
| Summit County, CO | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Appling County, GA | 1 | Under 10 loans | 0.0% |
| Clinch County, GA | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Columbia County, GA | 1 | Under 10 loans | 0.0% |
| Dougherty County, GA | 1 | Under 10 loans | 0.0% |
| Bryan County, GA | 0 | Under 10 loans | Not published |
| Tattnall County, GA | 0 | Under 10 loans | 100.0% |
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When PrimeSouth Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.