SIOUXLAND FEDERAL CREDIT UNION
SIOUXLAND FEDERAL CREDIT UNION received 298 applications in 2025 and made 221 mortgages, in 21 counties across 7 states. The median rate its borrowers got was 5.990% on a median loan of $105,000. Of 271 decisions, 45 were denials — 16.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300FX2QBKG7ZTBX37 |
|---|---|
| Applications received | 298 |
| Mortgages made | 221 |
| Denied | 45 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.0065 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 74 | 5.990% | $225,000 | 2.6% |
| Refinancing | 109 | 6.313% | $75,000 | 27.1% |
| Cash-out refinancing | 33 | 6.500% | $75,000 | 0.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 16.7% |
Where SIOUXLAND FEDERAL CREDIT UNION lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Woodbury County, IA | 117 | 6.250% | 20.8% |
| Dakota County, NE | 46 | 6.250% | 12.7% |
| Union County, SD | 23 | 5.990% | 11.1% |
| Plymouth County, IA | 5 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 4 | Under 10 loans | 0.0% |
| Dickinson County, IA | 4 | Under 10 loans | 0.0% |
| Dixon County, NE | 4 | Under 10 loans | 0.0% |
| Burt County, NE | 3 | Under 10 loans | 0.0% |
| Douglas County, NE | 3 | Under 10 loans | 25.0% |
| Polk County, IA | 2 | Under 10 loans | 0.0% |
| Lincoln County, SD | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Cherokee County, IA | 1 | Under 10 loans | 0.0% |
| Cedar County, NE | 1 | Under 10 loans | 0.0% |
| Gage County, NE | 1 | Under 10 loans | 0.0% |
| Clay County, SD | 1 | Under 10 loans | 0.0% |
| Yankton County, SD | 1 | Under 10 loans | 0.0% |
| Williamson County, TN | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Monona County, IA | 0 | Under 10 loans | 100.0% |
| Thurston County, NE | 0 | Under 10 loans | 100.0% |
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When SIOUXLAND FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.