South Georgia Bank
South Georgia Bank received 134 applications in 2025 and made 123 mortgages, in 16 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 127 decisions, 3 were denials — 2.4%.
| Legal Entity Identifier | 254900W6YNVUG39YQI51 |
|---|---|
| Applications received | 134 |
| Mortgages made | 123 |
| Denied | 3 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: South Georgia Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 54 | Not published | $150,000 | 0.0% |
| Refinancing | 59 | Not published | $105,000 | 1.6% |
| Other purposes | 10 | Not published | $35,000 | 16.7% |
Where South Georgia Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tattnall County, GA | 39 | Not published | 4.8% |
| Liberty County, GA | 21 | Not published | 0.0% |
| Evans County, GA | 15 | Not published | 0.0% |
| Richmond County, GA | 11 | Not published | 0.0% |
| Long County, GA | 10 | Not published | 0.0% |
| Effingham County, GA | 5 | Under 10 loans | 0.0% |
| Brantley County, GA | 4 | Under 10 loans | 0.0% |
| Wayne County, GA | 4 | Under 10 loans | 0.0% |
| McIntosh County, GA | 3 | Under 10 loans | 0.0% |
| Toombs County, GA | 3 | Under 10 loans | 0.0% |
| Bulloch County, GA | 2 | Under 10 loans | 0.0% |
| Chatham County, GA | 2 | Under 10 loans | 33.3% |
| Candler County, GA | 1 | Under 10 loans | 0.0% |
| Montgomery County, GA | 1 | Under 10 loans | 0.0% |
| Pierce County, GA | 1 | Under 10 loans | 0.0% |
| Aiken County, SC | 1 | Under 10 loans | 0.0% |
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When South Georgia Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.