TEXAR FEDERAL CREDIT UNION
TEXAR FEDERAL CREDIT UNION received 88 applications in 2025 and made 77 mortgages, in 13 counties across 3 states. The median rate its borrowers got was 6.250% on a median loan of $105,000. Of 86 decisions, 6 were denials — 7.0%, most often for insufficient cash.
| Legal Entity Identifier | 549300U1HSN2YJRJ0U33 |
|---|---|
| Applications received | 88 |
| Mortgages made | 77 |
| Denied | 6 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | 6.250% | $120,000 | 5.9% |
| Refinancing | 18 | 6.875% | $120,000 | 9.5% |
| Cash-out refinancing | 45 | 6.250% | $105,000 | 6.3% |
Where TEXAR FEDERAL CREDIT UNION lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bowie County, TX | 36 | 6.250% | 5.1% |
| Miller County, AR | 15 | 6.875% | 15.8% |
| Cass County, TX | 13 | 6.500% | 7.1% |
| Little River County, AR | 3 | Under 10 loans | 0.0% |
| Lafayette County, AR | 2 | Under 10 loans | 0.0% |
| Red River County, TX | 2 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Clark County, AR | 1 | Under 10 loans | 0.0% |
| Hempstead County, AR | 1 | Under 10 loans | 0.0% |
| McCurtain County, OK | 1 | Under 10 loans | 0.0% |
| Lamar County, TX | 1 | Under 10 loans | 0.0% |
| Upshur County, TX | 1 | Under 10 loans | 0.0% |
| Saline County, AR | 0 | Under 10 loans | 0.0% |
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When TEXAR FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.