The Bank of Tampa
The Bank of Tampa received 385 applications in 2025 and made 251 mortgages, in 21 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $405,000. Of 362 decisions, 90 were denials — 24.9%.
| Legal Entity Identifier | 549300H3F1P2EQW0FC36 |
|---|---|
| Applications received | 385 |
| Mortgages made | 251 |
| Denied | 90 |
| Approved, not taken up | 21 |
| Withdrawn or incomplete | 23 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Bank of Tampa, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 71 | Not published | $655,000 | 22.4% |
| Refinancing | 12 | Not published | $625,000 | 20.0% |
| Cash-out refinancing | 33 | Not published | $405,000 | 34.6% |
| Other purposes | 135 | Not published | $255,000 | 23.9% |
Where The Bank of Tampa lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hillsborough County, FL | 134 | Not published | 27.1% |
| Pinellas County, FL | 58 | Not published | 24.4% |
| Sarasota County, FL | 19 | Not published | 13.0% |
| Manatee County, FL | 13 | Not published | 7.1% |
| Pasco County, FL | 11 | Not published | 47.6% |
| Polk County, FL | 2 | Under 10 loans | 0.0% |
| Jackson County, NC | 2 | Under 10 loans | 0.0% |
| Macon County, NC | 2 | Under 10 loans | 0.0% |
| Watauga County, NC | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Citrus County, FL | 1 | Under 10 loans | 0.0% |
| Gulf County, FL | 1 | Under 10 loans | 0.0% |
| Nassau County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, TN | 1 | Under 10 loans | 0.0% |
| Fairfax city, VA | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 0 | Under 10 loans | 100.0% |
| York County, ME | 0 | Under 10 loans | Not published |
| Strafford County, NH | 0 | Under 10 loans | 0.0% |
| Summit County, UT | 0 | Under 10 loans | 0.0% |
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When The Bank of Tampa’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.