The Farmers State Bank of Westmoreland
The Farmers State Bank of Westmoreland received 57 applications in 2025 and made 51 mortgages, in 10 counties across 1 state. The median rate its borrowers got was 7.400% on a median loan of $145,000. Of 54 decisions, 2 were denials — 3.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300ZP58VS10D8CK07 |
|---|---|
| Applications received | 57 |
| Mortgages made | 51 |
| Denied | 2 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.302 points |
| FDIC-insured bank | Yes: The Farmers State Bank of Westmoreland, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 24 | 7.250% | $185,000 | 0.0% |
| Refinancing | 13 | 7.500% | $155,000 | 0.0% |
| Cash-out refinancing | 11 | 7.300% | $85,000 | 8.3% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 25.0% |
Where The Farmers State Bank of Westmoreland lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pottawatomie County, KS | 32 | 7.500% | 0.0% |
| Riley County, KS | 11 | 7.500% | 0.0% |
| Marshall County, KS | 5 | Under 10 loans | 0.0% |
| Dickinson County, KS | 1 | Under 10 loans | 0.0% |
| Nemaha County, KS | 1 | Under 10 loans | 0.0% |
| Shawnee County, KS | 1 | Under 10 loans | 0.0% |
| Jackson County, KS | 0 | Under 10 loans | Not published |
| Johnson County, KS | 0 | Under 10 loans | 100.0% |
| Morris County, KS | 0 | Under 10 loans | Not published |
| Wabaunsee County, KS | 0 | Under 10 loans | 100.0% |
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When The Farmers State Bank of Westmoreland’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.