The First National Bank of Pandora
The First National Bank of Pandora received 150 applications in 2025 and made 133 mortgages, in 14 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $165,000. Of 138 decisions, 5 were denials — 3.6%, most often for credit history.
| Legal Entity Identifier | 549300ROUYYKL22P3T17 |
|---|---|
| Applications received | 150 |
| Mortgages made | 133 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The First National Bank of Pandora, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 106 | Not published | $165,000 | 1.8% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 18 | Not published | $170,000 | 0.0% |
Where The First National Bank of Pandora lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Allen County, OH | 60 | Not published | 1.6% |
| Hancock County, OH | 37 | Not published | 2.6% |
| Putnam County, OH | 16 | Not published | 15.8% |
| Seneca County, OH | 6 | Under 10 loans | 0.0% |
| Lucas County, OH | 3 | Under 10 loans | 0.0% |
| Auglaize County, OH | 2 | Under 10 loans | 0.0% |
| Logan County, OH | 2 | Under 10 loans | 0.0% |
| Van Wert County, OH | 2 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 0.0% |
| Greene County, OH | 1 | Under 10 loans | 0.0% |
| Hardin County, OH | 1 | Under 10 loans | 0.0% |
| Shelby County, OH | 1 | Under 10 loans | 0.0% |
| Wood County, OH | 1 | Under 10 loans | 0.0% |
| Sandusky County, OH | 0 | Under 10 loans | Not published |
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When The First National Bank of Pandora’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.