The Peoples Bank
The Peoples Bank received 112 applications in 2025 and made 101 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 107 decisions, 2 were denials — 1.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900DEMD2F6Z046A71 |
|---|---|
| Applications received | 112 |
| Mortgages made | 101 |
| Denied | 2 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 38 | Not published | $320,000 | 2.4% |
| Refinancing | 63 | Not published | $145,000 | 1.5% |
Where The Peoples Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Anderson County, SC | 75 | Not published | 1.3% |
| Greenville County, SC | 14 | Not published | 0.0% |
| Pickens County, SC | 3 | Under 10 loans | 0.0% |
| Abbeville County, SC | 2 | Under 10 loans | 0.0% |
| Charleston County, SC | 2 | Under 10 loans | 0.0% |
| Oconee County, SC | 2 | Under 10 loans | 33.3% |
| Laurens County, SC | 1 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 1 | Under 10 loans | 0.0% |
| Union County, SC | 1 | Under 10 loans | 0.0% |
| Hart County, GA | 0 | Under 10 loans | Not published |
Get told when this changes
When The Peoples Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.