Mortgage Lender Index

THE POLICE Credit Union

THE POLICE Credit Union received 115 applications in 2025 and made 89 mortgages, in 25 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $255,000. Of 101 decisions, 7 were denials — 6.9%.

Legal Entity Identifier549300YTDHBD4XHCIR35
Applications received115
Mortgages made89
Denied7
Approved, not taken up5
Withdrawn or incomplete14
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase30 Not published$580,000 0.0%
Refinancing17 Not published$255,000 9.5%
Cash-out refinancing13 Not published$255,000 7.1%
Other purposes29 Not published$105,000 11.4%

Where THE POLICE Credit Union lends most

The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Contra Costa County, CA 21Not published4.4%
Alameda County, CA 8Under 10 loans0.0%
San Francisco County, CA 8Under 10 loans18.2%
Solano County, CA 8Under 10 loans0.0%
Sonoma County, CA 8Under 10 loans11.1%
San Mateo County, CA 6Under 10 loans0.0%
Sacramento County, CA 5Under 10 loans28.6%
San Joaquin County, CA 4Under 10 loans0.0%
Humboldt County, CA 2Under 10 loans0.0%
Kern County, CA 2Under 10 loans0.0%
Los Angeles County, CA 2Under 10 loans0.0%
Madera County, CA 2Under 10 loans0.0%
Orange County, CA 2Under 10 loans0.0%
Riverside County, CA 2Under 10 loans0.0%
Yolo County, CA 2Under 10 loans0.0%
Colusa County, CA 1Under 10 loans0.0%
El Dorado County, CA 1Under 10 loans0.0%
Imperial County, CA 1Under 10 loans0.0%
Marin County, CA 1Under 10 loans0.0%
Napa County, CA 1Under 10 loans0.0%
Placer County, CA 1Under 10 loans0.0%
Santa Clara County, CA 1Under 10 loans0.0%
Lake County, CA 0Under 10 loans0.0%
San Bernardino County, CA 0Under 10 loans100.0%
Yuba County, CA 0Under 10 loansNot published

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When THE POLICE Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.