THE STATE CREDIT UNION
THE STATE CREDIT UNION received 42 applications in 2025 and made 42 mortgages, in 15 counties across 1 state. The median rate its borrowers got was 5.490% on a median loan of $95,000. Of 42 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300YEIILDTG022408 |
|---|---|
| Applications received | 42 |
| Mortgages made | 42 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.575 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 11 | 5.490% | $125,000 | 0.0% |
| Cash-out refinancing | 27 | 5.490% | $85,000 | 0.0% |
Where THE STATE CREDIT UNION lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kanawha County, WV | 22 | 5.490% | 0.0% |
| Putnam County, WV | 5 | Under 10 loans | 0.0% |
| Lincoln County, WV | 2 | Under 10 loans | 0.0% |
| Raleigh County, WV | 2 | Under 10 loans | 0.0% |
| Cabell County, WV | 1 | Under 10 loans | 0.0% |
| Fayette County, WV | 1 | Under 10 loans | 0.0% |
| Greenbrier County, WV | 1 | Under 10 loans | 0.0% |
| Jackson County, WV | 1 | Under 10 loans | 0.0% |
| Marion County, WV | 1 | Under 10 loans | 0.0% |
| Mason County, WV | 1 | Under 10 loans | 0.0% |
| Mercer County, WV | 1 | Under 10 loans | 0.0% |
| Mingo County, WV | 1 | Under 10 loans | 0.0% |
| Monroe County, WV | 1 | Under 10 loans | 0.0% |
| Ritchie County, WV | 1 | Under 10 loans | 0.0% |
| Roane County, WV | 1 | Under 10 loans | 0.0% |
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When THE STATE CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.