Mortgage Lender Index

Mortgage lenders in Mingo County

105 mortgages were made in Mingo County, West Virginia, in 2025, by 45 lenders. The median rate their borrowers got was 6.875% on a median loan of $95,000. Of 315 decisions, 176 were denials — 55.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Community Trust Bank, Inc. 25 6.375% $75,000 26.5%
Rocket Mortgage, LLC 20 6.625% $150,000 31.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 16 9.750% $95,000 69.1%
Truist Bank 9 Under 10 loans Under 10 loans 52.2%
Loandepot.Com, LLC 9 Under 10 loans Under 10 loans 35.7%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 20.0%
MOVEMENT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 14.3%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 62.5%
Peoples Bank 2 Under 10 loans Under 10 loans 33.3%
Paramount Residential Mortgage Group, Inc. 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 90.9%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 25.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
The Poca Valley Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
THE STATE CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 92.7%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 61.5%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 57.1%
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
First State Bank 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
UTILITIES EMPLOYEES CREDIT UNION 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
NATIONWIDE MORTGAGE BANKERS, INC. 0 Under 10 loans Under 10 loans 0.0%
ALL IN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
FIRST COMMUNITY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
VICTORIAN FINANCE, LLC 0 Under 10 loans Under 10 loans Not published
ASHLAND Credit Union 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Mingo County

9 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Truist Bank 3$196.7 million
Guaranty Bank Inc. 3$116.9 million
The First National Bank of Williamson 2$72.3 million
Community Trust Bank, Inc. 1$64.5 million

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When the next year’s lending figures are out for Mingo County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.