Mortgage lenders in West Virginia, county by county
29,401 mortgages were made in West Virginia in 2025, across 55 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Berkeley County | 311 | 4,391 | 6.500% | $255,000 | 21.0% |
| Kanawha County | 207 | 2,728 | 6.625% | $135,000 | 28.7% |
| Jefferson County | 253 | 2,548 | 6.490% | $295,000 | 15.9% |
| Monongalia County | 187 | 1,731 | 6.500% | $225,000 | 20.0% |
| Cabell County | 143 | 1,452 | 6.750% | $145,000 | 27.9% |
| Wood County | 143 | 1,287 | 6.750% | $135,000 | 24.5% |
| Raleigh County | 152 | 1,251 | 6.625% | $135,000 | 27.0% |
| Putnam County | 136 | 1,180 | 6.500% | $185,000 | 25.3% |
| Harrison County | 132 | 1,024 | 6.500% | $145,000 | 26.3% |
| Marion County | 130 | 909 | 6.490% | $155,000 | 27.0% |
| Mercer County | 126 | 684 | 6.750% | $135,000 | 32.3% |
| Ohio County | 105 | 590 | 6.550% | $135,000 | 20.5% |
| Hampshire County | 129 | 540 | 6.625% | $175,000 | 18.2% |
| Greenbrier County | 111 | 534 | 6.625% | $145,000 | 26.5% |
| Morgan County | 155 | 521 | 6.625% | $225,000 | 20.2% |
| Fayette County | 125 | 502 | 6.750% | $115,000 | 30.9% |
| Wayne County | 99 | 485 | 6.750% | $125,000 | 37.9% |
| Hancock County | 97 | 458 | 6.500% | $115,000 | 24.8% |
| Mineral County | 92 | 451 | 6.500% | $155,000 | 19.3% |
| Marshall County | 92 | 434 | 6.250% | $115,000 | 25.0% |
| Preston County | 116 | 404 | 6.500% | $185,000 | 25.9% |
| Jackson County | 103 | 378 | 6.625% | $145,000 | 32.7% |
| Mason County | 90 | 327 | 6.700% | $135,000 | 33.8% |
| Nicholas County | 84 | 327 | 6.875% | $125,000 | 32.9% |
| Brooke County | 85 | 317 | 6.500% | $105,000 | 24.4% |
| Logan County | 78 | 285 | 6.750% | $105,000 | 39.7% |
| Hardy County | 97 | 258 | 6.750% | $185,000 | 24.7% |
| Upshur County | 89 | 245 | 6.750% | $145,000 | 41.7% |
| Randolph County | 73 | 240 | 6.750% | $155,000 | 33.0% |
| Taylor County | 76 | 209 | 6.500% | $155,000 | 28.2% |
| Boone County | 64 | 195 | 6.750% | $125,000 | 44.8% |
| Wetzel County | 71 | 191 | 6.000% | $105,000 | 24.3% |
| Lewis County | 81 | 185 | 6.750% | $125,000 | 36.5% |
| Monroe County | 69 | 172 | 6.750% | $135,000 | 26.0% |
| Grant County | 73 | 164 | 6.625% | $145,000 | 22.5% |
| Lincoln County | 57 | 151 | 6.625% | $125,000 | 44.7% |
| Summers County | 71 | 148 | 6.875% | $115,000 | 31.0% |
| Tucker County | 83 | 127 | 6.900% | $225,000 | 21.7% |
| Braxton County | 52 | 123 | 6.750% | $115,000 | 42.0% |
| Roane County | 66 | 122 | 6.625% | $135,000 | 42.1% |
| Wyoming County | 58 | 116 | 6.750% | $95,000 | 43.9% |
| Pocahontas County | 78 | 112 | 6.625% | $135,000 | 35.5% |
| Clay County | 47 | 106 | 6.688% | $75,000 | 35.1% |
| Barbour County | 65 | 105 | 6.625% | $165,000 | 43.7% |
| Mingo County | 45 | 105 | 6.875% | $95,000 | 55.9% |
| Pendleton County | 51 | 93 | 6.688% | $165,000 | 21.6% |
| Pleasants County | 45 | 74 | 6.750% | $155,000 | 36.5% |
| Wirt County | 38 | 74 | 6.750% | $135,000 | 24.0% |
| Tyler County | 41 | 73 | 6.495% | $115,000 | 28.4% |
| Ritchie County | 50 | 60 | 6.990% | $125,000 | 36.5% |
| Webster County | 39 | 54 | 6.875% | $85,000 | 42.2% |
| Doddridge County | 41 | 50 | 6.625% | $155,000 | 41.2% |
| McDowell County | 42 | 46 | 7.250% | $85,000 | 55.5% |
| Gilmer County | 37 | 35 | 7.125% | $135,000 | 46.7% |
| Calhoun County | 35 | 30 | 6.750% | $140,000 | 44.1% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.