TRAVIS CREDIT UNION
TRAVIS CREDIT UNION received 1,108 applications in 2025 and made 882 mortgages, in 41 counties across 1 state. The median rate its borrowers got was 6.990% on a median loan of $155,000. Of 989 decisions, 101 were denials — 10.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300GAX7IKJUKCJE72 |
|---|---|
| Applications received | 1,108 |
| Mortgages made | 882 |
| Denied | 101 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 119 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.29 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 167 | 6.000% | $565,000 | 4.5% |
| Refinancing | 116 | 5.625% | $970,000 | 1.7% |
| Cash-out refinancing | 301 | 7.240% | $105,000 | 5.9% |
| Other purposes | 298 | 7.490% | $85,000 | 19.3% |
Where TRAVIS CREDIT UNION lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Solano County, CA | 342 | 7.240% | 11.4% |
| Contra Costa County, CA | 150 | 7.240% | 12.2% |
| Sacramento County, CA | 58 | 6.990% | 9.4% |
| Merced County, CA | 47 | 7.240% | 13.0% |
| Alameda County, CA | 46 | 5.875% | 2.1% |
| Santa Clara County, CA | 44 | 5.750% | 0.0% |
| Yolo County, CA | 34 | 6.438% | 5.6% |
| San Francisco County, CA | 25 | 5.875% | 0.0% |
| Napa County, CA | 24 | 7.240% | 7.7% |
| San Joaquin County, CA | 19 | 6.990% | 5.0% |
| Placer County, CA | 14 | 7.240% | 21.1% |
| San Mateo County, CA | 12 | 5.688% | 0.0% |
| Stanislaus County, CA | 9 | Under 10 loans | 10.0% |
| El Dorado County, CA | 6 | Under 10 loans | 14.3% |
| Marin County, CA | 5 | Under 10 loans | 28.6% |
| Sonoma County, CA | 5 | Under 10 loans | 0.0% |
| Yuba County, CA | 5 | Under 10 loans | 16.7% |
| Shasta County, CA | 4 | Under 10 loans | 0.0% |
| Sutter County, CA | 4 | Under 10 loans | 0.0% |
| Colusa County, CA | 3 | Under 10 loans | 0.0% |
| Glenn County, CA | 3 | Under 10 loans | 0.0% |
| Riverside County, CA | 3 | Under 10 loans | 25.0% |
| Butte County, CA | 2 | Under 10 loans | 0.0% |
| Fresno County, CA | 2 | Under 10 loans | 0.0% |
| Lake County, CA | 2 | Under 10 loans | 0.0% |
| San Diego County, CA | 2 | Under 10 loans | 0.0% |
| Amador County, CA | 1 | Under 10 loans | 33.3% |
| Calaveras County, CA | 1 | Under 10 loans | 0.0% |
| Del Norte County, CA | 1 | Under 10 loans | 0.0% |
| Kings County, CA | 1 | Under 10 loans | 0.0% |
| Madera County, CA | 1 | Under 10 loans | 66.7% |
| Mariposa County, CA | 1 | Under 10 loans | 0.0% |
| Nevada County, CA | 1 | Under 10 loans | 50.0% |
| Orange County, CA | 1 | Under 10 loans | 0.0% |
| Plumas County, CA | 1 | Under 10 loans | 0.0% |
| San Benito County, CA | 1 | Under 10 loans | 0.0% |
| Siskiyou County, CA | 1 | Under 10 loans | 0.0% |
| Tehama County, CA | 1 | Under 10 loans | 0.0% |
| Lassen County, CA | 0 | Under 10 loans | 100.0% |
| Tulare County, CA | 0 | Under 10 loans | 100.0% |
| Tuolumne County, CA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.