Tri-County Bank
Tri-County Bank received 78 applications in 2025 and made 63 mortgages, in 13 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $145,000. Of 78 decisions, 14 were denials — 18.0%.
| Legal Entity Identifier | 549300KNV94E4Y2HSK54 |
|---|---|
| Applications received | 78 |
| Mortgages made | 63 |
| Denied | 14 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Tri-County Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 31 | Not published | $205,000 | 5.9% |
| Refinancing | 17 | Not published | $135,000 | 19.1% |
| Cash-out refinancing | 10 | Not published | $125,000 | 33.3% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 37.5% |
Where Tri-County Bank lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sanilac County, MI | 19 | Not published | 17.4% |
| Lapeer County, MI | 14 | Not published | 12.5% |
| St. Clair County, MI | 10 | Not published | 23.1% |
| Tuscola County, MI | 6 | Under 10 loans | 40.0% |
| Huron County, MI | 3 | Under 10 loans | 0.0% |
| Oakland County, MI | 3 | Under 10 loans | 0.0% |
| Genesee County, MI | 2 | Under 10 loans | 0.0% |
| Macomb County, MI | 2 | Under 10 loans | 33.3% |
| Gladwin County, MI | 1 | Under 10 loans | 0.0% |
| Ionia County, MI | 1 | Under 10 loans | 0.0% |
| Kalkaska County, MI | 1 | Under 10 loans | 0.0% |
| Ogemaw County, MI | 1 | Under 10 loans | 0.0% |
| Cheboygan County, MI | 0 | Under 10 loans | 0.0% |
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When Tri-County Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.