Mortgage Lender Index

TRUPoint Bank

TRUPoint Bank received 110 applications in 2025 and made 81 mortgages, in 22 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 105 decisions, 20 were denials — 19.1%.

Legal Entity Identifier549300TELLWSMYL9RE90
Applications received110
Mortgages made81
Denied20
Approved, not taken up4
Withdrawn or incomplete5
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: TruPoint Bank, 16 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase53 Not published$185,000 9.8%
Refinancing14 Not published$125,000 28.6%
Other purposes14 Not published$60,000 34.8%

Where TRUPoint Bank lends most

The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Sullivan County, TN 18Not published9.5%
Washington County, TN 15Not published6.3%
Buchanan County, VA 12Not published14.3%
Buncombe County, NC 7Under 10 loans20.0%
Hawkins County, TN 7Under 10 loans11.1%
Greene County, TN 4Under 10 loans20.0%
Tazewell County, VA 4Under 10 loans42.9%
Knox County, TN 2Under 10 loans0.0%
Russell County, VA 2Under 10 loans66.7%
Bristol city, VA 2Under 10 loans33.3%
Haywood County, NC 1Under 10 loans0.0%
Carter County, TN 1Under 10 loans50.0%
Cumberland County, TN 1Under 10 loans0.0%
Johnson County, TN 1Under 10 loans0.0%
Unicoi County, TN 1Under 10 loans0.0%
Dickenson County, VA 1Under 10 loans0.0%
Scott County, VA 1Under 10 loans0.0%
Washington County, VA 1Under 10 loans0.0%
Burke County, NC 0Under 10 loansNot published
Scott County, TN 0Under 10 loans0.0%
Smyth County, VA 0Under 10 loans100.0%
McDowell County, WV 0Under 10 loans100.0%

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When TRUPoint Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.