UNIWYO FEDERAL CREDIT UNION
UNIWYO FEDERAL CREDIT UNION received 547 applications in 2025 and made 387 mortgages, in 25 counties across 4 states. The median rate its borrowers got was 7.500% on a median loan of $75,000. Of 471 decisions, 82 were denials — 17.4%, most often for credit history.
| Legal Entity Identifier | 549300J5YB46ZKVUNF26 |
|---|---|
| Applications received | 547 |
| Mortgages made | 387 |
| Denied | 82 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 76 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.63 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | 6.750% | $205,000 | 3.9% |
| Refinancing | 90 | 7.740% | $75,000 | 24.4% |
| Cash-out refinancing | 24 | 7.120% | $165,000 | 7.7% |
| Other purposes | 250 | 7.500% | $55,000 | 16.7% |
Where UNIWYO FEDERAL CREDIT UNION lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Albany County, WY | 156 | 7.500% | 10.2% |
| Natrona County, WY | 105 | 7.500% | 26.1% |
| Laramie County, WY | 46 | 7.683% | 23.3% |
| Converse County, WY | 27 | 7.740% | 18.2% |
| Park County, WY | 11 | 7.740% | 15.4% |
| Platte County, WY | 8 | Under 10 loans | 0.0% |
| Carbon County, WY | 7 | Under 10 loans | 30.0% |
| Goshen County, WY | 5 | Under 10 loans | 0.0% |
| Campbell County, WY | 4 | Under 10 loans | 0.0% |
| Lincoln County, WY | 3 | Under 10 loans | 0.0% |
| Big Horn County, WY | 2 | Under 10 loans | 0.0% |
| Fremont County, WY | 2 | Under 10 loans | 0.0% |
| Sublette County, WY | 2 | Under 10 loans | 0.0% |
| Uinta County, WY | 2 | Under 10 loans | 0.0% |
| Larimer County, CO | 1 | Under 10 loans | 0.0% |
| Routt County, CO | 1 | Under 10 loans | 0.0% |
| Weld County, CO | 1 | Under 10 loans | 0.0% |
| Los Alamos County, NM | 1 | Under 10 loans | 0.0% |
| Crook County, WY | 1 | Under 10 loans | 0.0% |
| Hot Springs County, WY | 1 | Under 10 loans | 0.0% |
| Johnson County, WY | 1 | Under 10 loans | 0.0% |
| Kimball County, NE | 0 | Under 10 loans | Not published |
| Niobrara County, WY | 0 | Under 10 loans | 100.0% |
| Sheridan County, WY | 0 | Under 10 loans | Not published |
| Weston County, WY | 0 | Under 10 loans | Not published |
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When UNIWYO FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.