VELOCITY COMMUNITY Federal Credit Union
VELOCITY COMMUNITY Federal Credit Union received 282 applications in 2025 and made 162 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $95,000. Of 254 decisions, 90 were denials — 35.4%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300QIEXWCVRBXUH64 |
|---|---|
| Applications received | 282 |
| Mortgages made | 162 |
| Denied | 90 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 0 | Under 10 loans | Under 10 loans | 71.4% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 153 | Not published | $85,000 | 33.8% |
Where VELOCITY COMMUNITY Federal Credit Union lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Palm Beach County, FL | 131 | Not published | 32.5% |
| St. Lucie County, FL | 14 | Not published | 44.0% |
| Martin County, FL | 10 | Not published | 50.0% |
| Broward County, FL | 4 | Under 10 loans | 42.9% |
| Indian River County, FL | 1 | Under 10 loans | 0.0% |
| Okeechobee County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 0 | Under 10 loans | 100.0% |
Get told when this changes
When VELOCITY COMMUNITY Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.