Vermillion State Bank
Vermillion State Bank received 129 applications in 2025 and made 127 mortgages, in 9 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 127 decisions, 0 were denials — 0.0%. 24 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 2549009GERLEDM651T51 |
|---|---|
| Applications received | 129 |
| Mortgages made | 127 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Vermillion State Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $295,000 | 0.0% |
| Refinancing | 86 | Not published | $135,000 | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where Vermillion State Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dakota County, MN | 70 | Not published | 0.0% |
| Washington County, MN | 8 | Under 10 loans | 0.0% |
| Hennepin County, MN | 7 | Under 10 loans | 0.0% |
| Ramsey County, MN | 6 | Under 10 loans | 0.0% |
| Scott County, MN | 4 | Under 10 loans | 0.0% |
| St. Croix County, WI | 4 | Under 10 loans | 0.0% |
| Pierce County, WI | 2 | Under 10 loans | 0.0% |
| Blue Earth County, MN | 1 | Under 10 loans | 0.0% |
| Goodhue County, MN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Vermillion State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.