WHEELHOUSE CREDIT UNION
WHEELHOUSE CREDIT UNION received 226 applications in 2025 and made 143 mortgages, in 15 counties across 1 state. The median rate its borrowers got was 6.990% on a median loan of $125,000. Of 164 decisions, 15 were denials — 9.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300H83ZXQ4TDSXI83 |
|---|---|
| Applications received | 226 |
| Mortgages made | 143 |
| Denied | 15 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 62 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.1645 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 135 | 6.990% | $105,000 | 9.0% |
Where WHEELHOUSE CREDIT UNION lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| San Diego County, CA | 112 | 6.990% | 10.0% |
| Riverside County, CA | 10 | 6.990% | 0.0% |
| Orange County, CA | 6 | Under 10 loans | 12.5% |
| San Bernardino County, CA | 6 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 2 | Under 10 loans | 0.0% |
| Alameda County, CA | 1 | Under 10 loans | 0.0% |
| Imperial County, CA | 1 | Under 10 loans | 0.0% |
| Kern County, CA | 1 | Under 10 loans | 0.0% |
| Madera County, CA | 1 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 1 | Under 10 loans | 0.0% |
| Santa Barbara County, CA | 1 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 1 | Under 10 loans | 0.0% |
| Sacramento County, CA | 0 | Under 10 loans | 100.0% |
| Sonoma County, CA | 0 | Under 10 loans | Not published |
| Ventura County, CA | 0 | Under 10 loans | Not published |
Get told when this changes
When WHEELHOUSE CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.