Wilson & Muir Bank & Trust Company
Wilson & Muir Bank & Trust Company received 399 applications in 2025 and made 352 mortgages, in 37 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 365 decisions, 12 were denials — 3.3%.
| Legal Entity Identifier | 549300TMWSYX6B5ZOK69 |
|---|---|
| Applications received | 399 |
| Mortgages made | 352 |
| Denied | 12 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 34 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Wilson & Muir Bank & Trust Company, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 243 | Not published | $225,000 | 2.0% |
| Refinancing | 85 | Not published | $205,000 | 5.6% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 18 | Not published | $55,000 | 10.0% |
Where Wilson & Muir Bank & Trust Company lends most
The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, KY | 133 | Not published | 0.0% |
| Nelson County, KY | 56 | Not published | 1.8% |
| Grayson County, KY | 51 | Not published | 10.3% |
| Hardin County, KY | 41 | Not published | 2.4% |
| Oldham County, KY | 12 | Not published | 0.0% |
| Larue County, KY | 6 | Under 10 loans | 0.0% |
| Bullitt County, KY | 5 | Under 10 loans | 0.0% |
| Fayette County, KY | 5 | Under 10 loans | 0.0% |
| Logan County, KY | 4 | Under 10 loans | 20.0% |
| Warren County, KY | 4 | Under 10 loans | 0.0% |
| Clark County, IN | 3 | Under 10 loans | 0.0% |
| Floyd County, IN | 3 | Under 10 loans | 0.0% |
| Breckinridge County, KY | 3 | Under 10 loans | 25.0% |
| Shelby County, KY | 3 | Under 10 loans | 0.0% |
| Spencer County, KY | 3 | Under 10 loans | 0.0% |
| Madison County, KY | 2 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Scott County, IN | 1 | Under 10 loans | 0.0% |
| Washington County, IN | 1 | Under 10 loans | 0.0% |
| Boone County, KY | 1 | Under 10 loans | 0.0% |
| Calloway County, KY | 1 | Under 10 loans | 0.0% |
| Daviess County, KY | 1 | Under 10 loans | 0.0% |
| Edmonson County, KY | 1 | Under 10 loans | 0.0% |
| Garrard County, KY | 1 | Under 10 loans | 0.0% |
| Hart County, KY | 1 | Under 10 loans | 0.0% |
| Marion County, KY | 1 | Under 10 loans | 0.0% |
| Meade County, KY | 1 | Under 10 loans | 0.0% |
| Mercer County, KY | 1 | Under 10 loans | 0.0% |
| Muhlenberg County, KY | 1 | Under 10 loans | 0.0% |
| Simpson County, KY | 1 | Under 10 loans | 0.0% |
| Taylor County, KY | 1 | Under 10 loans | 0.0% |
| Wolfe County, KY | 1 | Under 10 loans | 0.0% |
| Platte County, MO | 1 | Under 10 loans | 0.0% |
| Outagamie County, WI | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 0 | Under 10 loans | Not published |
| Green County, KY | 0 | Under 10 loans | 100.0% |
| Washington County, KY | 0 | Under 10 loans | 100.0% |
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When Wilson & Muir Bank & Trust Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.